“I was outside on a sunny day listening to an Indians baseball game on the radio. I was ten years old. Then it all came down on us.” This man (name withheld for privacy) can still remember the shock and confusion he felt as a 10-year-old boy when he and his family were evicted from their home. His dad had a good job in the hospitality industry. He made plenty of money but was addicted to state sponsored lottery games. He gambled away everything the family had and lost both his job and his home. His wife and children were thrown out onto the street – more than once.